Women Business Owners of Southeast Michigan
Success Through Networking OnLine Newsletter
January 2009

Greetings Fellow Entrepreneurial Women,

Happy New Year! It is winter; it is Michigan, and there is SNOW! Lots of SNOW! But let's think forward to a new awakening for ourselves and for our businesses.

I am thrilled to be serving as President of Women Business Owners of Southeastern Michigan this year. I am excited about working with the dedicated women who have stepped forward to serve the organization on the Board of Directors and Steering Committee. I am pleased Carlyle's Grill has stepped forward to be our host this year.

Consistent with our mission of education, networking, referral, and support, we have planned an outstanding year of programming to help you improve and grow your business:

  • outstanding speakers
  • relevant topics
  • usable tools
  • networking opportunities
  • member referrals
  • encouragement and support

This year's educational program is built on the principal components of a business growth plan. Each month we will address a different aspect of owning a small business. From feasibility to finance, management to marketing, product to people, we will explore best practices. Knowledgeable speakers will enlighten and challenge. Meetings will bring current information you can use to make you better for your business.

And something new: each month there will be homework - yes that's right - homework! And, by the end of the year, using the tools we will provide and faithfully doing the homework, you will have created a business plan to grow your business! Or, just come, listen to the speakers, learn from the topics, and enjoy the camaraderie of the members. This is your group, and it is what you make it. I encourage you to make the best use of your membership, for you.

Best Regards, Jan

In This Issue

Setting SMART Goals

by Turner Thompson, Financial Architects of Farmington Hills.

In an encore engagement, Mr. Turner Thompson spoke at our January General Meeting presenting an inspiring start to the new year reminding of us that success is no accident. "People spend more time planning their vacation than they do planning their lives and their businesses." A sobering thought; sad but true.

Mr. Thompson points out that in our struggling economy, it is more important than ever to plan for a secure future. Many people unknowingly transfer wealth to others by failing to carefully plan and manage their resources. "Failing to plan is planning to fail", Mr. Thompson said. Knowing how to move forward effectively means examining our current thinking and habits about money, planning for wealth, setting SMART goals to support the plan, and summoning the discipline to execute the objectives that support the goals. Simple strategies, like creating an emergency "rainy day" fund, contribute to financial stability.

Seeking expert advice in the process, helps us broaden our view of the possibilities. Mr. Turner asks, "If we always do what we've always done, why are we surprised when we get the same results we've always gotten?"

.As Steven Covey said, "Begin with the end in mind." Prioritize those things of importance in your life:

  • family,
  • occupation,
  • recreation,
  • money,
  • respect,
  • etc.

Engage people to support your quest.: build a team of experts. Looking in from the outside can help us make different choices that have the potential to produce more favorable outcomes. Analyze your current situation, and begin setting SMART goals that will help you arrive at your destination. Setting SMART goals means insuring the goals you choose are specific, measurable, attainable, realistic and timely. Like the roadmap you create to go on vacation, this plan guides your life journey

Mr. Thompson reminds us that although the destination is important, we should not ignore the richness of the journey. As we travel down the road we planned, their may be bumps in the road or detours along the way. "How we conduct ourselves on that journey determines what brings richness to life," he said. "Our committment to represent ourselves and our businesses in a positive light happens every second of everyday in everything we say and do. People do business with people who they know, who they like, and who they trust. And, they like and trust people who commit to a purposeful life planned to achieve success and prosperity enriched with servant leadership through community service."

We thank Turner Thompson for encouraging us to begin now to get 2009 off to a good start with purpose and a plan on the way to prosperity.

Summary respectfully submitted, Gail Nicklowitz, Secretary


Upcoming WBO Events


February General Meeting, Tuesday, February 10, 2009
Pat Salo, Associate Regional Director, SBTDC
Your Business Idea: Fabulous! Feasible?
Not an accountant? Not many entrepreneurs are accounting experts, but understanding the numbers can set you free. Determining feasibility, break even, and understanding cash flow can be confusing. Learn how to make sense of the numbers in this clear, concise, interactive session.


March General Meeting, Tuesday, March 10, 2009
Debra Power, President, Power Marketing
Marketing Your Product or Service: How Do I Hit a Moving Target?
Not a marketing expert? Not many entrepreneurs have a marketing degree, but understanding basic components of marketing concepts can help you design a more effective, targeted marketing plan. Over the next several months, we will strive to better understand the marketing process. We begin in March with Market Research: The Customer? The Competition?


April General Meeting, Tuesday, April 14, 2009
Janet Muhleman, Founder, re:group, inc.
Building Your Brand: How Do I Create the Image I Want for My Product or Service?
Still not a marketing expert? In April we'll learn more about the importance of market research: understanding our target market, and identifying our competition. Then, we're ready to build OUR brand using OUR competitive advantage to create awareness of the value proposition of OUR product or service. We continue to strive to better understand the marketing process in April with Branding: Who Am I? What Makes Me Special? Why Should A Customer Select Me?


May General Meeting, Tuesday, May 12, 2009
Still not a marketing expert? In May we'll continue our journey toward a comprehensive marketing plan. Watch this space for our expert speaker for May.


Opportunities

Our strategic partnership with NAWBO allows us to attend NAWBO events at member prices. Please check out their upcoming events and satellite meetings at www.nawbogd.org
The 17th Annual Networking Event of Women's Organizations will be held at Petruzello's in Troy on Thursday, February 19, 2009 from 4:30 - 7:30 p.m. WBO will have a booth and be represented by Hillary Handwerger of TLCI Website Solutions, our Webmistress and Ana Skidmore of TooFoot Creative, our Special Events Chair.
Save the date for Thursday, March 19, 2009 Annual Top 10 Luncheon and Awards Join us as NAWBO honors Michigan's Top 10 Women in Business.

Personalize the WBO Website On the new WBO website, every member can have a photo and logo on the site. Please send copies of your picture and/or logo, in a gif or jpg format, preferably no larger than 200px on a side, to hillaryh@ix.netcom.com. Hillary is willing to resize these images if you can't. While you are at it, for our records, please let us know the year you started your business and if it is a sole proprietorship, Partnership, LLC/LLP, C Corp, or S Corp. Thank you!

The OPPORTUNITES section of this newsletter provides you, the membership, with the chance to announce opportunities that support you as a business or benefit our members. See the Newsletter page for more information and feel free to send Opportunity information to info@wbo-mich.org.

SPREAD THE WORD is the opportunity WBO gives you describe your business and services to the WBO mailing list and beyond. Cost: $25 to sponsor the Newsletter.

Michigan Women's Marketplace offers all women owned businesses the opportunity to have a free listing. Join today at www.miwomen.com to have your business represented and please use the MWM whenever the opportunity arises.

The Michigan Classifieds is a new website is yet another opportunity for internet presence at no cost to you. Find them at www.themichiganclassifieds.com

Women Making Connection event at Kerrytown, Wednesday, April 1, 2009, 4:30 - 7:30. Networking, food, fun, information about resources. Pre-register, charge at the door. See www.womenmakingconnections.com


Spread the Word - TLCI Website Design

Our Webmistress, Hillary Handwerger, offered these internet marketing tips in a previous issue of WBO News. As we approach the Marketing Plan sessions of our 2009 Educational Series, it is worth revisining some of Hillary's words of wisdom. Remember TLCI in selecting a vendor to help you get improved rankings.

Search engine marketing involves using keywords and meta tags appropriately so you go to the top of the first page, keeping you content fresh, and obtaining as many links to your site from other websites as possible.Search engines love updated content.
What can you do to update your site? There are the obvious things-seasonal information, new product announcements, testimonials.
Then there are newsletters, blogs, articles, surveys and more which add to your credibility, contribute positively to your image, and all should point back to your website.

E-Newsletters can be very effective in building credibility and establishing expertise.
Sending E-Newsletters regularly keeps your name and message in front of your customers and prospects, which is a critical component in triggering buy-events, building your brand, and driving sales. They help build loyalty, reinforce your marketing message and provide you with an opportunity to stay in touch with customers and let them know about special offers, new products, or company news. How does this benefit your business? Because the next time your customers need to make a purchase, you want them to think of you FIRST! I can help you set up a newsletter that matches you image. And posting or archiving your newsletters adds new content to you site.

Blogs (a contraction of the term "Web log") are simple Web sites, usually maintained by an individual with regular entries of commentary, descriptions of events, or other material such as graphics or video. Entries are commonly displayed in reverse-chronological order. In 2007 50% of U.S. Internet population read blogs on regular basis.

Many blogs provide commentary or news on a particular subject; others function as more personal online diaries. A typical blog combines text, images, and links, and other media related to its topic. The ability for readers to leave comments in an interactive format is an important, but not necessary, part of many blogs.

A blog helps you build awareness, establish your expertise, better communicate with customers. In building awareness, blogs are search engine friendly so they can help improve visibility in organic results. In establishing your expertise, you set youself apart from a competitor who is not blogging. I can help select and set up the right blog for you, based on what you want it to do. I can design the blog so it matches your website and so your image is maintained- the rest is up to you.

Articles You can write an article or series of articles and post them on your site. Providing information through articles posted on your website is a sure way to increase traffic and credibility. Think about it:
· All you need in writing article is your thoughts, your computer, and your hands.
· You can get noticed in a short period of time.
· And you obtain back links automatically.
· You can improve your reputation.
I can be of some help here, directing you in terms of where articles might be placed both in terms of directories and on your website.

Other things that add to your web presence:
Your web presence is your online footprint. Every public profile you own on MySpace, Facebook, or anywhere else is considered as part of your web presence. All these should contribute positively to your image, and all should point back to your website. Having quality pages pointing towards your site can dramatically increase your chances of being ranked highly in all the important search engines. More importantly than that though is the credibility such a web presence creates. When you have links to your website in other sources, you are adding to your off-site links.

Contact Hillary at TLCI (www.tlc-i.com) to see what we can do for you. This is not the time to dig in, this is the time to stand out!


Business Challenge

January's homework challenges you to take time to re- evaluate your business:

  • re-read your mission statement - Is it still relevant? Is it your guide?
  • re-examine your products/services - Do they meet customer needs? Are you keeping pace with trends in your industry?
  • re-visit your financial performance for the past 3 years in critical areas - Revenue? Gross Profit? Pre- tax Profit? Current Assets? Current Liabilities? Total Debt? Net Worth? # Employees?
  • re-consider a line of credit - Do you have one available if needed? Highest credit used last year? %?
  • re-evaluate your management team - Name key people? Position? Age? Years with you? Salary? Performance? Ownership stake?
  • remind yourself of significant business accomplishments in 2008
  • re-determine decisions you would change if you could
  • re-imagine - if $s were not a factor and you were the ultimate risk taker, what is the one thing you would do in your company to make it more successful?
  • re-identify the most important strategic (long range) and tactical (short range) issues you face in 2008 & specify greatest obstacles to achievement.
  • re-examine your network - determine those who can be helpful in achieving your goals

Imagine what your company will look like in 5 years and begin to set goals to achieve this image of what you dream.

January's homework also challenges you to take time to re-evaluate your personal life. AMake three columns to consider your time allotment (use %) in each of the following areas:

  • Career/Financial,
  • Relationships (spouse, children, etc.),
  • Well Being (physical & mental health),
  • Spiritual,
  • Financial,
  • Personal Growth, and
  • Leisure

In the second column, rate your satisfaction with your time allotment in each of the above catagories. (Excellent, good, average, or poor)
In the third column, use a +, -, or = to determine your desire to make change in each of the catagories.
Finally, re-evaluate your life balance by looking at the following questions:
  • When was your last vacation? Length? Where?
  • When is your next vacation? Length? Where?
  • Last Medical Physical? Next Medical Physical?
  • Personal goals for weight? exercise? habit change?

To complete January's homework, set goals in the following areas on the colored sheet (remember to make them SMART goals):

  • Career/Financial,
  • Relationships,
  • Well Being,
  • Spiritual,
  • Personal, and
  • Wild Card


New WBO Members - Welcome!

2008 Member-to-Member Discounts

15% off room rates at Davies House in Georgetown Bed and Breakfast. Have friends and family coming to town to visit or for family celebrations? No space at your place? Send them to mine! Contact Jan Davies McDermott, owner and innkeeper at 734 973 1722 or via email: daviesbb@yahoo.com

1-800-GOT-JUNK- 10% off any junk removal service. Contact Casey Stark at (734) 904-1992 or by email casey.stark@1800gotjunk.com

American Laser Centers- Members recieve an additional 20% off all services, as well as free treatments for referrals. Contact Jennifer Schaefer at (734) 971-9800 or by email jschaefer@alcpartner.com

Amy's Elegance by Design- 10% off alterations. Contact Amy L. Cattell at (517) 851-4627 or by email catt@cablespeed.com

Cafe Marie of Ann Arbor - Breakfast/Lunch Cafe; 20% off. Show up with your membership card to get your discount.

Creative Memories- Bonus Host Gift with scheduled Home Event Contact Nan Carter at (734) 930-6516 or by email nanpotmedic@comcast.net

DOLEV LLC - Food Coach- 25% discount on a complete series of 10 private coaching sessions, 15% discount on a short term series of 4 private coaching sessions, 10% discount on a one time session of private counseling, 10% discount on workshops or seminars in workplaces Contact Yael Dolev at (734) 276-1317 or by email yael@dolevfoodcoach.com

Denise Held, RN, Certified Reflexologist- 20% discount for an hour session. With the discount, it is $36. Contact Denise Held at (734) 973-8290 or by email deniseheld@aol.com

Dynamic Edge Consulting LLC- $10.00 off QuickBooks/Peachtree Red Phone Help Desk Subscription Plan. Contact Lucy Rogers at (734) 975-0460 or by email lrogers@dynedge.com

Friends 4 Paws LLC- 10% off all services for WBO members Contact Trully A. Luke at (734) 328-6035 or by email taluke@allpawsforward.com

Healing In Motion, PLLC- JB Myofacial Release; 25% off. Contact Sandra Hilton at (734) 913-4816 or by email sandyhilton@gmail.com

I Sold It- Ann Arbor- 5% off on the first $500. Contact Carol Kamm at (734) 761-6187 or by email isolditaa@gmail.com

Inforum- $125 professional (regular) level memberships are available to all WBO members. Contact Leslie Herrick at 313.578.3244 or by email lherrick@inforummichigan.org

Instant Imprints- 10% discount. Contact Cheri Dunn at (734) 929-0577 or by email instantimprints@tds.net

J and T Ultimate Cleaning Inc- Offering 10% and more off to WBO members Contact Jaime Villarreal at (517) 651-5891 or by email jaimesempire@aol.com

J'spaa- 10% discount on all services. Contact Jacqueline Jackson at (734) 827-9775 or by email jspaa@att.net

Juice Plus - One free canister of Complete Shake with order of capsules or gummies. Contact Sara Brintnall at (734) 369-8893 or by email sarabrintnall@hotmail.com

Kimberly Watt, LLC- 25% to any member who refers me for keynote speaker or workshop facilitor Contact Kim Watt at (734) 341-5007 or by email kim@kimberlywatt.com

Language Link- 10% off all language and test preparation classes Contact Caroline Wojan at (734) 821-0311 or by email lasses@languagelink.us

Managing Your Mind Coaching & Seminars- 20% discount on all services and products. Contact Geraldine Markel at (734) 761-6498 or by email geri@managingyourmind.com

Mary Kay Inc- 10% off Mary Kay products Contact Ginger Winter at (734) 429-2433 or by email gingerwinter@comcast.net

Merle Norman Cosmetics- 10% discount on regular priced products at Nan's Merle Norman. Plus a complementary paraffin treatment with a manicure or pedicure ($10 value). Contact Nan Carter at (734) 930-6516 or by email nanphotomedic@comcast.net

Nourish Your Life- 10% off life coaching Contact Janet Simpson at (810) 231-1743 or by email janet@nourishyourlife.com

NuSkin/Pharmanex- selling my products to members at wholesale Contact Joyce Ranney at 734-878-9991 or by email joyce.ranney@yahoo.com

Personalized Gift Baskets- 10% off all orders. Contact Becky Grasshoffer at 734-222-4697 or by email sales@personalizedwrappers.com

Rubenfeld Synergy: Mind-Body Healing- Complimentary Introductory Session. Contact Peggy Bennett at (734) 994-3719 or by email pegben@umich.edu

SKO Enterprise, LLC- Complimentary Website Critique, valued at $100. Contact Sandra O'Brien at (734) 426-3613 or by email obrien@skoenterprise.com

Shaklee- Free Customer Membership, or membership pricing on all products Contact Theresia Radtke at (734) 646-0793 or by email TheresiaAnne@yahoo.com

Staging & Design Solutions, LLC- 10% discount on a consultation. Contact Cynthia Hagan at (734) 929-5061 or by email cynthia@staginganddesign.net

TLCI Website Solutions- Website Design, Development, Consulting, SEO, Marketing and Promotion; 10% off. Contact Hillary Handwerger at (734) 668-6585 or by email hhandwerger@yahoo.com

TouchPoint Promotions- 10% Discount on product offers Contact Dale Long at 734.769.8268 or by email daslong@comcast.net

Town and Country Errands- 10% discount on all their services. Contact Lynn Liston at (734) 761-8431 or by email lynn@townandcountry-errands.com

TwoFoot Creative LLC- 15% off wedding event planning services Contact Ana G. Skidmore at (734) 709-6656 or by email ana@twofootcreative.com

AFFILIATE OF NAWBO


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WBO meets on the second Tuesday of the month, starting in January at Carlyle Grill on Jackson Road. Please join us! Meeting time is 6-8pm and finger food is provided.

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